Credit Card  

For borrowing a loan, credit cards and personal loans are considered the top choices. However, before making a financial decision, learn about some key differences between both.

Choosing the right credit card for your financial use is extremely important. Numerous credit card options are available in the market, and you must select the one that aligns with your specific needs.

The National Payments Corporation of India (NPCI) has released new updates for linking RuPay cards to UPI services. The changes are in effect from March 31, 2024 onwards. 

Maintaining a good CIBIL score can help you become a reliable customer. If you have a score of 750 or above, the banks will promptly resolve all your issues smoothly.

If you have a poor CIBIL score, then you may face difficulties in obtaining a loan from banks. Let’s learn about some methods on how you can improve your CIBIL score.

Debit cards and credit cards are offered in different types such as Gold, Platinum, and Titanium. Each type of card offers unique services to its customers.

Flipkart and Axis Bank are collaborating to launch a new Flipkart UPI platform. The platform will encourage users to pay within and outside the Flipkart app. It is a significant move and adds Flipkart to the growing list of e-commerce companies launching their own e-pay apps. 

India is leading the world when it comes to secure e-pay. According to Mastercard, India has the safest online transactions due to the tokenisation which replaces the card details with unique tokens. People are still susceptible to scams and frauds but tokenisation is the right step towards the digitally secure India. 

Harsh Kumar Bhanwala has an incredible 36 years of experience in the world of business. He earned a graduate degree in Dairy Technology from the National Dairy Research Institute (NDRI). He also holds a PhD in Management from Tamil Nadu Agricultural University, Coimbatore.

The Credit Bureau functions as an agency that meticulously gathers and scrutinizes a plethora of information pertaining to the transactions conducted on credit by individuals and businesses alike. This includes but is not limited to loans availed, credit card utilization, overdraft facilities, and the corresponding repayments made. Furthermore, this analysis may also encompass data related to the promptness of tax payments, and timely settlements of utility bills, amongst other variables.

To facilitate transactions on your EMI cards, you may have to bear certain charges. These charges mainly include the joining fees, issuance fees, any add-on card fees, processing fees, or even replacement fees.

To enable universal access to Concessional Institutional credit, the Government of India has initiated a drive in Mission Mode for saturating all PM-KISAN beneficiaries with Kisan Credit Card (KCC). This will help all such farmers to get short term loans for crop & animal/fish rearing at a maximum interest of 4% on timely repayment.

Reserve Bank of India has issued new rules for credit and debit cards to improve customers' convenience and increase the security of card transactions. Here’s all you need to know about RBI’S new rule for credit and debit cards.

Despite the measure of installing chips in the credit cards, data can be copied and a clone of the card can be made
 

The revelation was made after STF Noida busted a gang of credit card scam artists and arrested four fraudsters from Ghaziabad