Always track your monthly expenses by documenting them on a mobile app or notepad. This will help you understand about your unnecessary expenses. 
 

Create a monthly budget. Save a fixed amount from your salary for savings every month and stick to it diligently. 
 

Refrain from utilizing your savings. Unnecessary expenses may arise, but it is important to strictly follow your monthly budget. 
 

Create a roadmap, charting your financial goals for short-term, mid-term, and long-term objectives. 
 

If you have a habit of overspending on shopping, then you must assess your actions. Cutting back on unnecessary expenses will ultimately help you save more. 
 

Save money by minimizing expenses. If you have memberships of some online platforms that you don’t use regularly, then consider cancelling those memberships. 
 

Keep reminding yourself of your goals. If you want to purchase a house or a car in near future, then be mindful of your current expenses. 
 

Invest in money saving schemes such as life insurance policies. Good investment choices can benefit you with good returns.