9 reasons why your Income Tax Refund is delayed

The processing of your Income Tax Return (ITR) only starts after it is e-verified.

Typically, the income tax department takes 20-45 days to process a return after e-verification. High volumes of returns can lead to delays.

Problems such as incorrect bank details, closed accounts, or holds on your account can also delay the refund. 

If you choose to send your ITR-V for physical verification to the Centralised Processing Centre (CPC) in Bengaluru, the process may delay your refund.
 

If you have unpaid taxes, your refund may be adjusted to cover these dues. Discrepancies between the tax paid and the tax declared could also delay the refund.

Any discrepancies found in your return by the tax authorities may delay your refund. You may also be asked to make clarifications. 
 

Technical problems within the Income Tax Department’s systems or your bank's systems can occasionally cause delays.
 

Changes or updates to the income tax portal might also affect processing times.

If your refund has been issued but not received, you may need to request a reissue.