Finance  

Before choosing the best home loan, it is important to compare interest rates offered by various banks. By doing so, you can make informed decisions according to your financial needs.

To become financially stable and smart, it’s important to cultivate the habit of saving. In your early or mid 20s, start your investment journey to build a substantial retirement fund. 

Education loans are a good option if you lack the funds and wish to secure admission in an international university. Let’s compare the different interest rates offered by different banks.

For borrowing a loan, credit cards and personal loans are considered the top choices. However, before making a financial decision, learn about some key differences between both.

With a simple investment formula of 18-15-12, you can build a fund of Rs 1 crore in 18 years that will help you secure your child’s future. When your child reaches the age of 18, you will be able to invest in their higher education with no worries.

Atal Pension Yojana is a great opportunity for building a retirement fund as it provides a steady income at old age. Similar to this, there are various investment schemes available that can help you spend your golden years in comfort. Let’s read about some of them.

In the unexpected situation of layoff, you can manage your EMIs through some insurance coverage. A Job Loss Insurance provides financial security in these challenging times. This insurance can cover your loan interest payments leaving you less worried about the future.

Choosing the right credit card for your financial use is extremely important. Numerous credit card options are available in the market, and you must select the one that aligns with your specific needs.

The central government launched the National Pension System in the year 2004. NPS works as a market-linked scheme and offers advantages of building a retirement fund while also providing pension benefits.

There is nothing more important than doing your own research. Do not follow the herd mentality. Educate yourself before making any SIP investment.

If you have taken a home loan and wish to become debt free faster, then consider employing these strategies. These methods will help you reduce the burden of EMIs, allowing you achieve financial freedom.

Pradhan Mantri Suraksha Bima Yojana has been specifically designed for people from economically weaker sections. It provides insurance coverage of up to Rs 2 lakh in the event of an accident.

Jeevan Tarun Policy has been designed to cater to the long-term financial needs of children. This policy offers a combination of life insurance coverage and investment savings, ensuring financial security and growth for your child’s future.

Mid Cap Mutual Funds are only a viable option if you are comfortable with taking on higher risk as compared to large-cap funds. According to financial experts, this can be a good option for the long-term. Let’s read more about it and find out if it’s a good investment option for you.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one the most affordable insurance policies available. Under this scheme, in the event of the policyholder’s demise, the nominee or family receives a sum of Rs 2 lakh.